Roofing and Insurance Claims Experts
Storm damage claims can be confusing for homeowners.
Policies are complex. Estimating software is technical. And many contractors have never worked inside the insurance system.
Doc brings both sides together.
With 15 years of experience as an insurance claims adjuster and over 25 years as a roofing company owner, he understands exactly how claims are evaluated, approved, and often underpaid. That perspective allows him to properly document damage, communicate clearly with carriers, and make sure nothing important is missed.
15+ Years of Insurance
Doc spent 15 years working as an insurance claims adjuster. He knows how carriers review claims, what they look for, and where things can fall short.
This experience helps homeowners:
- Avoid incomplete or underpaid claims
- Ensure damage is documented correctly
- Navigate the process with clarity and confidence
Xactimate Estimating, Done Right
Doc prepares detailed estimates using Xactimate, the same software insurance companies use to calculate repair costs.
This system requires both training and real-world experience. Many contractors either do not use it or fail to build a complete, insurance-compliant estimate.
Every estimate includes:
- Accurate measurements
- Fully itemized scopes of work
- Proper labor and material calculations
- Documentation aligned with insurance standards
He Catches What Others Miss
Storm damage is often more extensive than it appears. Many claims miss critical components that impact both safety and cost.
Because Doc understands roofing and insurance estimating, he documents the full scope of damage from the start.
His inspections cover:
- Hail impact damage
- Wind damage
- Flashing failures
- Ventilation issues
- Structural concerns
- Code-required upgrades
Understanding the Appraisal Process
When there is a disagreement on the value of a claim, the process moves to appraisal.
- The homeowner selects an independent appraiser
- The insurance company selects their own
- If needed, a neutral umpire makes the final decision
Doc understands this process from the inside. He knows the language, documentation, and level of detail required to support a strong case.
That means homeowners are not guessing. They are supported by someone who has worked on both sides of the claim.